内 容 摘 要

创业团队、中小企业是目前区域科技创新和区域经济转型升级的重要力量，同时,融资难、融资贵、获信难成为制约其发展的瓶颈，而他们的快速发展需要及时有效的资金支持，现各地推出的金融政策和手段为中小企业带来了新的发展机遇，还为其带来了更大的规模效应。本文着重研究成都市的以金融助力科技型创业团队、中小企业发展的方式和成效。以下为^文档大体结构：一、成都市创业团队、中小企业特点；二、成都市金融环境；三、中小企业融资方式和困境；四、成都市推出的解决方案；五、金融助力中小企业发展案例。

[关键词]：

科技型中小企业   科技金融   金融机构

目       录

一、成都市科技型创业团队、中小企业特点··············3

二、成都市金融环境··································4

三、中小企业融资方式和困境··························6

四、成都市推出的解决方案····························7

五、金融助力中小企业发展案例························8

（一）创新实施“科创贷”······························8

（二）“科创投”政府引导基金·························10

（三）用“科创贴”降低融资成本······················11

（四）实现科技企业信息数据共享······················12

（五）打造线上、线下互动平台························12

（六）可复制可推广的模式····························12

（七）取得成效······································13

（八）启示··········································13