谈中小企业资金短缺的原因及策略

文档编号:CW189  文档字数:13783,页数:18

谈中小企业资金短缺的原因及策略  

摘 要
 资金短缺，是当今企业普遍存在的一个社会问题，已成为经济生活中矛盾的焦点和难点。资金短缺，不但影响了企业正常生产经营，导致企业效益低下，而且冲击金融，波及市场，对整个社会经济运行造成连锁影响。因此，分析企业资金短缺的原因，探求解决企业资金短缺的途径，有着十分重要的现实意义。本文首先对中小企业的基本情况进行综述，指出中小企业的发展及其对我国经济的积极作用，从而引出解决我国中小企业资金短缺问题的重要性和迫切性。然后列出中小企业的财务现状存及其存在的问题，分析了中小企业资金短缺的原因，主要从外部原因和内部原因两方面谈起，最后提出解决中小企业资金短缺的策略，分别从建立健全监督机制规范经营者行为、建立投资管理体系强化企业投资管理、优化产品结构、加强资金管理力度讲求资金使用效益、改善经营管理、采用合法的途径六方面进行了探讨。
 
关键字：中小企业；资金短缺；原因；对策

文档类型：应用研究型
 
 About the minor enterprise funding shortages of the causes and strategies

ABSTRACT
 A shortage of funds, today's enterprises is a common social problems, economic life has become the focus of the contradictions and difficulties. A shortage of funds, not only affected the normal production and operation of enterprises, resulting in low efficiency of enterprises and the financial impact, affecting the market, causing the entire socio-economic operation of the contagion effect. Therefore, the analysis of the reasons for the shortage of funds enterprises, enterprises seek to resolve the shortage of funds means to have a very important practical significance. In this paper, first, the basic situation of small and medium-sized enterprises were reviewed, points out that the small and medium-sized enterprise development and to our country economy the positive role and lead to solve small and medium-sized enterprises in China fund shortage problem of importance and urgency. Then listed smes financial status deposit and problems, analyzes the shortage of capital requirements of small and medium enterprises, mainly from external cause and internal cause two aspects about, and finally put forward to solve the shortage of funds strategy of small and medium-sized enterprises, separately from establishing and perfecting supervision mechanism specification operators behavior, establish investment management system to strengthen business investment management, optimize product structure, strengthening of management strengths of be particular about funding returns, improve management, USES the legal route six were discussed.
 
Key Words：Minor enterprise ;Funds shortage;reason;Countermeasure
Type of Thesis: Applied research

目  录

引言 1
1  中小企业基本情况综述 2
1．1  中小企业的界定 2
1．2  中小企业的发展及其对我国经济的积极作用 3
1．3  国外对中小企业发展的重视与扶持 4
1．4  制约我国中小企业发展的因素 6
1．5  解决我国中小企业资金短缺问题的重要性和迫切性 7
2中小企业财务现状及存在的问题 8
2．1  中小企业财务现状 8
2．2  中小企业财务现状存在的问题 8
3  中小企业资金短缺的原因 9
3．1  外部原因 9
3．2  内部原因 9
4  解决中小企业资金短缺的策略 11
4．1  建立健全监督机制，规范经营者行为 11
4．2  建立投资管理体系 , 强化企业投资管理 11
4．3  优化产品结构 11
4．4  加强资金管理力度，讲求资金使用效益 12
4．5  改善经营管理 12
4．6  采用合法的途径 12
5 结束语 13
参考文献 14
致谢 15

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